APR · national average · sourced from FRED

Credit card APR (all accounts)

21.00%

Last 1 week

What this is

Weekly national average for Credit card APR (all accounts). Data sourced from FRED: TERMCBCCALLNS. Last updated 2026-01-26.

These are averages, not individual quotes. Your actual rate depends on credit score, loan amount, lender, and other factors.