Terms

Last updated 2026-05-22.

Editorial use only

Everything on this site is published for informational and educational purposes. It is not financial advice and should not be the sole basis for any borrowing, saving, or investment decision. Talk to a licensed advisor before making material financial decisions.

No warranty

We re-publish data from federal sources (FRED, Treasury, FDIC) and try to keep our copy in sync with the source, but we do not guarantee accuracy, completeness, or timeliness. If a number on this site disagrees with the original government source, the original source wins.

No commercial relationship with lenders

We are not paid by banks, credit unions, mortgage brokers, or any other financial institution. We do not run affiliate links, lead-generation forms, or sponsored placements. If that changes, we will update this page first.

Liability

To the maximum extent allowed by law, we are not liable for any loss arising from your use of this site. Use at your own discretion.

Changes

We may update these terms. The “last updated” date above will reflect any change. Continued use after a change means you accept the new terms.